South Carolina Housing Assistance

South Carolina Housing Vouchers * Public Housing * Homeless * Making Home Affordable

South Carolina Public Housing

Subsidized and Low-Rent Apartments in South Carolina State

Public Housing provides safe, decent and affordable rental housing to eligible low-income families, the elderly, and persons with disabilities.

The U.S. Department of Housing and Urban Development (HUD) provides federal grants to local Public Housing Agencies (PHA) that manage the public housing developments for low-income residents at rents they can afford.

In general, housing developments owned, managed and maintained by the local PHAs are referred to as Conventional Housing, or Low Rent Public Housing and units are offered to eligible low-income families, the elderly, and persons with disabilities at rental rates established by the PHA authorities within the HUD income limits and guidelines.

In South Carolina State, there are about 12,500 public housing units where the local Housing Authorities serve as the landlord and rent these units to eligible tenants.

In general, to qualify for Public Housing, applicants or participants must earn no more than 80% of area median income (AMI).

Public Housing benefits are not portable like the Section 8 Housing Choice Vouchers or HOME Tenant-Based Rental Assistance. The Housing Assistance is attached to the Public Housing unit that is being rented to eligible participants.

Inquire about the current availability of subsidized and low-rent apartments at your local South Carolina Housing Authorities.

Search for affordable subsidized apartments in South Carolina using the HUD database.

 Housing Counseling Services in South Carolina

Contact one of the HUD Approved Housing Counseling Agencies in South Carolina State for the following education workshops or counseling services

  • Mortgage Delinquency and Default Resolution Counseling
  • Fair Housing Pre-Purchase Education Workshops
  • Financial Management/Budget Counseling
  • Financial, Budgeting and Credit Repair Workshops
  • Home Improvement and Rehabilitation Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Predatory Lending Education Workshops
  • Rental Housing Counseling
  • Rental Housing Workshops
  • Resolving/Preventing Mortgage Delinquency Workshops
  • Services for Homeless Counseling
  • Home Improvement and Rehabilitation Counseling

South Carolina Homeless Service Organizations

South Carolina administers different programs that provide federal grants to South Carolina regional homeless service organizations. Federal grants and state funding are used to coordinate local resources and provide assistance to homeless South Carolina individuals and families.

Emergency Solutions Grant (ESG) Program is funded by federal government grants and is designed to help people in a housing crisis and facing homelessness, or already homeless. Services under this program are delivered by the local governments and nonprofit service agencies across South Carolina.

There are other programs that address homelessness in the State of South Carolina.

If you are homeless in South Carolina and need help – call the listed homeless service organization in your area.

South Carolina Homeless Services and Shelters

South Carolina Homeowners Assistance and Housing Programs

South Carolina – Making Home Affordable options

Making Home Affordable is a federal program designed to cover different homeowners’ hardships and financial situations. Under the program, there are various options that can help South Carolina homeowners in hardship stay in their homes. Depending on the situation South Carolina homeowners in hardship can apply to lower their monthly payments, lower the interest rate on their home loan or even get principal reduction in some cases.

There are foreclosure alternatives and temporarily help for unemployed homeowners as well.

Here are some of the most used options under the Making Home Affordable Program:

HUD (US Department of Housing and Urban Development) approved housing counselor can be reached at 888-995-4673  (Hearing impaired: 877-304-9709 TTY) to help you understand your options, prepare your application, and work with your mortgage company.

South Carolina Low-Rent Apartments

Find more and search for South Carolina subsidized and low-rent apartments here.

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